My hubby got this shot while we were in Gatlinburg. The only thing between the Bear and us
was the ditch by the road. We were in the car safe and sound, unlike the women in front of us who got out and tried to go closer. The bear decided to meet her halfway, it is amazing how fast a older woman can run when she has a bear on her heels. She made it back to her car, in one piece. And she gave me and my friends a good laugh. I bet she didn't even get her picture.
So my advice is stay in your car and snap the shot.